Aetna Funding Advantage

Aetna Funding Advantage (AFA) is the premiere level funding program in Michigan. Competitive rates, great network, consistent renewals have helped our partner agents bring their clients a viable alternative to the fully insured options in Michigan.
Aetna Quoting, Service, and Sales Consultation
Ongoing Experience Reporting
Complimentary Ben Admin Build and Maintenance
Member Management
Ongoing Service
New Business Processing
Quoting, spreadsheeting
(AFA) Small Group Level Funding
- Groups 2-100 Benefit Eligible Employees in Michigan
- No health applications needed for groups with over 15 enrolled
- These groups are quoted using “GRx” underwriting
- Groups below 15, FormFire is available for online completion
- Guaranteed 7% Rate Cap on groups of 10+ that complete health applications
- POSII Network is very strong state-wide and especially in SE Michigan
- Participation down to 30% in groups of 10+
- $40 PEPM Standard Commissions
- 2.5% Discount on Medical if Dental and Vision are added
- Deeper discounts on groups leaving BCBS
- Fourth Quarter Admin Credits
- Groups 2-100 Benefit Eligible Employees in Michigan
Value Added Benefits
- Peerfit Program – Network of Gyms and Fitness Classes
- CVS Presence in Michigan
- Minute Clinics
- Employee Assistance Program
- Managed Health
- Aetna One Essentials
- Enhanced Maternity Program
- Diabetic Meter Program
- Free Teladoc Services for Non-HSA Members
- Very few agents have caught on
- Great arrow for winning new groups